The Highlights of the Group’s Q1-2022 results (y/y) are:               

Profit & Loss

• Profit after Tax grew by 17.3%
• Net Interest Income increased by 19.9%
• Net Fees and Commission Income grew by 169.8%
• Impairment losses on Financial Assets decreased by 34.9%
• Operating expenses increased by 12.4%

Balance Sheet

• Total Assets grew by 35.5%
• Net Loans & Advances to Customers increased by 21.6%
• Total Deposits grew by 41.4%.
• Total Capital Adequacy ratio increased from 19.2% to 22.4%
• NPL Ratio dropped from 14.4% to 9.2%

Shareholder Ratios

• ROAA decreased from 2.7% to 2.4%
• ROAE increased from 18.5% to 19.0%

For the Full Version of the Q1-2022 results, please click on the link CalBank_Unaudited_Financials032022.pdf